Panel 1 - Regulating EU mobile, internet and card payments - what's next?Discussion points• PSD2 - where do we stand today? What are the next steps?• Mobile payments - what is on the Commission's agenda?• How can we create a single market for payments while respecting different preferences and traditions throughout the 28 member states?• PSD2, SEPA, anti-money laundering, MIF regulation - how can we get an overall framework that is coherent and that works for future?• How can we end the regulatory uncertainty?Panel 2 - Security and convenience in a changing payments landscapeDiscussion points• How can we make convenience and security go hand in hand?• How do we achieve a level playing field between different technologies and service providers?• Is it possible to achieve a regulatory framework that is flexible enough to be fit for future innvovations?• How do we find the right balance as to meet the needs of all parties - consumers, retailers, payments services providers and society as a whole? Confirmed speakersErik Nooteboom Head of Unit D3 - Retail Financial Services and Payments, DG FISMA, European CommissionPhilippe Pellé Deputy Head of Unit D3 - Retail Financial Services and Payments, DG FISMA, European CommissionOlle Ludvigsson Member of the European Parliament, Shadow Rapporteur on the European Parliament’s report on Payment services in the internal marketPierre Petit Deputy Director General Market Infrastructure and Payments, European Central BankDr Jens Lütcke CFO, SOFORTKlaus Müller Executive Director, Federation of German Consumer OrganisationsAlan Ainsworth Director, Government Relations and Public Policy, BarclaysLuke Olbrich Senior Director and Head of EMEA Core Payments, PayPal EuropeRigo Van den Broeck Group Head Global Processing - Europe, MasterCardProf. Dr. Jürgen K. Bott Professor for Financial Management, Fachhochschule KaiserslauternPeter Haegeman Chief Economist, ComeosModerator: Liz Oakes Principal Advisor, KPMG