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Cross-border Payments

QED Conference

Registration and welcome coffee from


Discussion points

  • How transparent and clear are euro transaction fees in non-euro Member States today?
  • What is the justification for higher prices for euro transactions between the euro area and outside the euro area?
  • Should regulation mandate that these transactions should be priced as transactions in the local currency?
  • Should transaction costs be regulated at the EU level or should it be left to the Member States?
  • What are the potential benefits from the European Commission’s proposal? What are the costs? What are the benefits to businesses and SMEs?
  • Is it sufficiently easy for consumer to make the best choice when it comes to currency conversion?
  • Are the transparency and information obligation in PSD2 concerning currency conversion enough or are changes as now proposed by the commission necessary?
  • How much time would the industry need to adapt to those changes?
  • Is it technically and practically feasible to provide full information on the different currency conversion options at the point of sales?
  • Are concerns that DCC services might mislead consumers justified?
  • Does DCC increase competition and thereby allowing consumers to benefit from better currency conversions?


Speaker line-up

Ralf Jacob Head of Unit D3 - Retail Financial Services and Payments, DG FISMA, European Commission

Elie Beyrouthy Vice President, European Government Affairs, American Express

Dr Hartwig Gerhartinger Vice President Legal & Regulatory, Deputy General Counsel, Paysafe Group

Jean Allix Special Advisor, BEUC - The European Consumer Organisation



John Basquill Editor, Payments Compliance




    25 Sep 2018 @ 02:30 pm

    25 Sep 2018 @ 04:45 pm

    Duration: 2 hours, 15 minutes


    Spa 30

    30 Spastraat

    1000 Brussel


    Organised by


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