As a senior associate in Bird & Bird Banking & Finance Practice Group in Frankfurt, Johannes Wirtz advises national and international clients on banking regulatory issues and finance law.
His daily work is focused on regulatory issues regarding credit institutions, financial services institutions, payment service providers, e-money institutions and investment funds (managers) as well as the interdependence of regulation and digitalisation. This involves giving advice to fintech, insurtech and regtech companies as well as their investors on various matters from regulation through investment structures to ownership control. He works on licensing, registrations and alternative structures avoiding regulation, as well as on anti-money laundering laws, including the connection with anonymous products.
Among the clients he worked for, as part of the Bird & Bird team, is Mastercard. He advised on the German Anti-Money Laundering legislation and provided ongoing advice on all matters of German and European banking supervision law as well as on the supervision of payment services.
Johannes Wirtz advised Oslo-listed Infront ASA, the leading market data and trading solution provider in the Nordics, on its acquisition of the German vwd Group, a leading Europe-wide provider of information and IT solutions for the investment industry, including banking regulatory assessment of the target and coordination of the ownership control procedure with BaFin.
He also advised Wirecard on the launch of a new banking product, which combines a bank account with a mobile app solution and a debit card; the product sets new standards in regard to merging electronic payment services, mobility and safety.
Johannes Wirtz has completed legal studies at the University of Bonn and the second state examination in Cologne.
He is the holder of a Degree of Master of Laws with a specialisation in Banking and Finance Law in a postgraduate programme at the University of London under the academic direction of Queen Mary University of London and University College London.